stockportfolio.pro
Synchrony Financial (SYF)
Financial Services · Credit Services · NYSE
Synchrony Financial revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $11.67B | $13.63B | $16.13B | $14.98B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $2.25B | $1.94B | $2.79B | $3.75B | $1.39B | $4.22B | $2.97B | $2.20B | $3.43B | $3.47B |
| Net margin | — | — | — | — | — | — | 25.5% | 16.1% | 21.3% | 23.2% |
Source: Synchrony Financial SEC filings (10-K). 14 years of history available in the interactive view.
Explore 14 years of Synchrony Financial financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track SYF in your portfolio →
Synchrony Financial financial history by metric
About Synchrony Financial
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Synchrony Financial — frequently asked questions
What is Synchrony Financial's revenue?
Synchrony Financial (SYF) reported revenue of $14.98B for fiscal year 2025, down 7.1% from the prior year, according to its SEC filings.
Is Synchrony Financial profitable?
Yes. SYF earned net income of $3.47B in fiscal 2025, a net margin of 23.2%.
What is SYF's P/E ratio?
Synchrony Financial trades at a price-to-earnings ratio of about 7.5 based on the latest data in our nightly-refreshed cache.
How much debt does Synchrony Financial have?
As of fiscal year 2025, SYF carried roughly $15.18B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Synchrony Financial's market cap?
Synchrony Financial (SYF) has a market capitalization of about $24.33B, based on the latest data in our nightly-refreshed cache.
When does Synchrony Financial's fiscal year end?
SYF's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from Synchrony Financial's official SEC filings (10-K and 10-Q), covering 14 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.