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Synchrony Financial Free Cash Flow 2012–2025

Synchrony Financial (SYF) annual free cash flow by fiscal year, computed from SEC filings. Compound growth +4.4%/yr over 13 years.

Fiscal yearFree Cash FlowChange (YoY)
FY 2025$9.85B+0.0%
FY 2024$9.85B+14.6%
FY 2023$8.59B+28.4%
FY 2022$6.69B-5.7%
FY 2021$7.10B-5.2%
FY 2020$7.49B-16.7%
FY 2019$8.99B-3.8%
FY 2018$9.34B+8.9%
FY 2017$8.57B+31.7%
FY 2016$6.51B+5.3%
FY 2015$6.18B+15.8%
FY 2014$5.34B-6.0%
FY 2013$5.68B+0.7%
FY 2012$5.64B

Source: Synchrony Financial SEC filings — cash flow statement (10-K). Refreshed nightly.

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Synchrony Financial — frequently asked questions

What is Synchrony Financial's free cash flow?

Synchrony Financial (SYF) reported free cash flow of $9.85B for fiscal year 2025, per its SEC filings.

How has Synchrony Financial's free cash flow changed over time?

Between fiscal 2012 and 2025, SYF's free cash flow grew at roughly 4.4% per year (compound annual rate), from $5.64B to $9.85B.

Where does this data come from?

Figures are computed from Synchrony Financial's official SEC filings (cash flow statement (10-K)), refreshed nightly. Not investment advice.

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