Synchrony Financial Free Cash Flow 2012–2025
Synchrony Financial reported $9.85B of free cash flow for fiscal 2025. That was 0.0% higher than fiscal 2024. Compared with fiscal 2020, the change was +31.6%.
| Fiscal year | Free Cash Flow | Change (YoY) |
|---|---|---|
| FY 2025 | $9.85B | +0.0% |
| FY 2024 | $9.85B | +14.6% |
| FY 2023 | $8.59B | +28.4% |
| FY 2022 | $6.69B | -5.7% |
| FY 2021 | $7.10B | -5.2% |
| FY 2020 | $7.49B | -16.7% |
| FY 2019 | $8.99B | -3.8% |
| FY 2018 | $9.34B | +8.9% |
| FY 2017 | $8.57B | +31.7% |
| FY 2016 | $6.51B | +5.3% |
| FY 2015 | $6.18B | +15.8% |
| FY 2014 | $5.34B | -6.0% |
| FY 2013 | $5.68B | +0.7% |
| FY 2012 | $5.64B | — |
Source: Synchrony Financial SEC filings — cash flow statement (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open SYF 10-K filings at SEC EDGAR · Methodology · Download CSV.
How to read this history
Synchrony Financial reported $9.85B of free cash flow for fiscal 2025. That was 0.0% higher than fiscal 2024. Compared with fiscal 2020, the change was +31.6%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.
Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.
See the full picture for Synchrony Financial
Complete income statement, balance sheet and cash flow with trend on every row, 48 quarters, ratios, health checks, and Ask — the SEC-grounded research assistant.
Open the interactive view — freeSynchrony Financial — frequently asked questions
What is Synchrony Financial's free cash flow?
Synchrony Financial (SYF) reported free cash flow of $9.85B for fiscal year 2025, per its SEC filings.
How has Synchrony Financial's free cash flow changed over time?
Between fiscal 2012 and 2025, SYF's free cash flow grew at roughly 4.4% per year (compound annual rate), from $5.64B to $9.85B.
Where does this data come from?
Figures are computed from Synchrony Financial's official SEC filings (cash flow statement (10-K)), refreshed nightly. Not investment advice.