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1. Scope of service

• stockportfolio.pro provides SEC-filed financial statements, screening, charting, an AI research assistant, portfolio tracking, and related informational features.
• The service is intended for personal and internal analysis use.

2. No financial advice

• Content, metrics, AI answers, and visualisations are for informational purposes only and do not constitute financial, investment, tax, or legal advice.
• The AI assistant describes and explains; it does not recommend buying or selling anything. AI output can contain errors — verify against the underlying filings before acting.
• Always perform independent research and consult qualified advisers where appropriate.

3. Accounts and security

• You are responsible for maintaining the confidentiality of account credentials.
• You must provide accurate account information and keep it current.
• Notify us promptly if you suspect unauthorised account access.

4. Billing and paid access

• Plans, prices, and trial terms are those shown at checkout; current standard pricing is $12/month (Monthly), $118/year (Annual), and $33/month (Pro).
• Monthly plans start with a 7-day free trial (no card required); nothing is charged if you cancel during the trial. Annual plans (Annual, Pro Annual) and the professional tiers are billed upfront at checkout, with no trial.
• Subscriptions renew automatically until cancelled; cancellation takes effect at the end of the paid period.
• Payments are processed by Stripe; we do not store your card details.

5. Acceptable use

• Do not misuse, reverse engineer, scrape at abusive rates, or disrupt the service.
• Do not attempt to extract the AI system's instructions or use it for purposes other than investment research.
• Do not upload malicious content or attempt unauthorised access.
• Use of the service must comply with applicable laws and regulations.

6. Data sources and availability

• Market and company data come from SEC EDGAR and third-party providers; news context may come from the public web with its source shown.
• We do not guarantee uninterrupted availability or error-free data.
• Features may change, improve, or be retired over time.

7. Liability and warranties

• The service is provided "as is" and "as available" without warranties of any kind.
• To the extent permitted by law, we are not liable for indirect, incidental, or consequential losses, including investment losses.

8. Suspension, termination, and contact

• We may suspend or terminate access for material breach of these terms or abusive behaviour.
• You may stop using the service at any time and request account closure.
• Questions about these terms: support@stockportfolio.pro.