Synchrony Financial Total Debt 2012–2025
Synchrony Financial reported $15.18B of total debt (short- plus long-term borrowings) for fiscal 2025. That was 1.8% lower than fiscal 2024. Compared with fiscal 2020, the change was -3.8%.
| Fiscal year | Total Debt | Change (YoY) |
|---|---|---|
| FY 2025 | $15.18B | -1.8% |
| FY 2024 | $15.46B | -3.3% |
| FY 2023 | $15.98B | +12.6% |
| FY 2022 | $14.19B | -2.2% |
| FY 2021 | $14.51B | -8.0% |
| FY 2020 | $15.78B | -20.6% |
| FY 2019 | $19.87B | -17.2% |
| FY 2018 | $24.00B | +15.4% |
| FY 2017 | $20.80B | +3.2% |
| FY 2016 | $20.15B | -17.0% |
| FY 2015 | $24.28B | — |
| FY 2014 | $0 | — |
| FY 2013 | $0 | — |
| FY 2012 | $0 | — |
Source: Synchrony Financial SEC filings — balance sheet (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open SYF 10-K filings at SEC EDGAR · Methodology · Download CSV.
How to read this history
Synchrony Financial reported $15.18B of total debt (short- plus long-term borrowings) for fiscal 2025. That was 1.8% lower than fiscal 2024. Compared with fiscal 2020, the change was -3.8%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.
Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.
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What is Synchrony Financial's total debt (short- plus long-term borrowings)?
Synchrony Financial (SYF) reported total debt (short- plus long-term borrowings) of $15.18B for fiscal year 2025, per its SEC filings.
Where does this data come from?
Figures are computed from Synchrony Financial's official SEC filings (balance sheet (10-K)), refreshed nightly. Not investment advice.
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