Synchrony Financial Net Income 2012–2025
Synchrony Financial reported $3.47B of net income for fiscal 2025. That was 1.2% higher than fiscal 2024. Compared with fiscal 2020, the change was +150.5%.
| Fiscal year | Net Income | Net margin | Change (YoY) |
|---|---|---|---|
| FY 2025 | $3.47B | 23.2% | +1.2% |
| FY 2024 | $3.43B | 21.3% | +56.1% |
| FY 2023 | $2.20B | 16.1% | -26.2% |
| FY 2022 | $2.97B | 25.5% | -29.5% |
| FY 2021 | $4.22B | — | +204.8% |
| FY 2020 | $1.39B | — | -63.0% |
| FY 2019 | $3.75B | — | +34.3% |
| FY 2018 | $2.79B | — | +44.2% |
| FY 2017 | $1.94B | — | -14.0% |
| FY 2016 | $2.25B | — | +1.7% |
| FY 2015 | $2.21B | — | +5.0% |
| FY 2014 | $2.11B | — | +6.6% |
| FY 2013 | $1.98B | — | -6.6% |
| FY 2012 | $2.12B | — | — |
Source: Synchrony Financial SEC filings — income statement (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open SYF 10-K filings at SEC EDGAR · Methodology · Download CSV.
How to read this history
Synchrony Financial reported $3.47B of net income for fiscal 2025. That was 1.2% higher than fiscal 2024. Compared with fiscal 2020, the change was +150.5%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.
Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.
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Open the interactive view — freeSynchrony Financial — frequently asked questions
What is Synchrony Financial's net income?
Synchrony Financial (SYF) reported net income of $3.47B for fiscal year 2025, per its SEC filings.
How has Synchrony Financial's net income changed over time?
Between fiscal 2012 and 2025, SYF's net income grew at roughly 3.9% per year (compound annual rate), from $2.12B to $3.47B.
Where does this data come from?
Figures are computed from Synchrony Financial's official SEC filings (income statement (10-K)), refreshed nightly. Not investment advice.