Ameriprise Financial, Inc. (AMP) Stock Analysis
Financial Services · Asset Management · NYSE
Ameriprise Financial, Inc. (AMP) posted $18.29B in revenue for fiscal 2025 (up 7.1% year over year), at a 19.5% net margin, and has compounded revenue about 8.9%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Ameriprise Financial, Inc.
Ameriprise Financial, Inc. has grown revenue from $11.84B to $18.29B over the last 10 fiscal years, compounding about 8.9% a year. The most recent year was up 7.1%, so growth has cooled from its longer-run pace.
Net margin sits at 19.5%, down 0.4 points year over year.
At today's valuation the market is pricing in roughly -9.5% annual free-cash-flow growth — versus the 12.8% it actually delivered over the last five years, so the price is arguably undemanding against what it has already proven.
Synthesised from Ameriprise Financial, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Ameriprise Financial, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $11.84B | $12.18B | $12.92B | $13.10B | $11.96B | $13.39B | $14.26B | $15.39B | $17.08B | $18.29B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $1.31B | $1.48B | $2.10B | $1.89B | $1.53B | $3.42B | $2.56B | $2.56B | $3.40B | $3.56B |
| Net margin | 11.1% | 12.2% | 16.2% | 14.4% | 12.8% | 25.5% | 17.9% | 16.6% | 19.9% | 19.5% |
Source: Ameriprise Financial, Inc. SEC filings (10-K). 19 years of history available in the interactive view.
Ameriprise Financial, Inc.: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into AMP stock?
At today's market cap of $48.25B, Ameriprise Financial, Inc. is priced for free-cash-flow growth of about -9.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $8.16B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 12.8%/yr over the last five fiscal years and revenue 8.9%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 19 years of Ameriprise Financial, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Ameriprise Financial, Inc. financial history by metric
Compare Ameriprise Financial, Inc. with peers
About Ameriprise Financial, Inc.
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, Corporate & Other segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor network, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. Ameriprise Financial, Inc. was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. The company was founded in 1894 and is based in Minneapolis, Minnesota.
Ameriprise Financial, Inc. — frequently asked questions
What is Ameriprise Financial, Inc.'s revenue?
Ameriprise Financial, Inc. (AMP) reported revenue of $18.29B for fiscal year 2025, up 7.1% from the prior year, according to its SEC filings.
Is Ameriprise Financial, Inc. profitable?
Yes. AMP earned net income of $3.56B in fiscal 2025, a net margin of 19.5%.
What is AMP's P/E ratio?
Ameriprise Financial, Inc. trades at a price-to-earnings ratio of about 13.6 based on the latest data in our nightly-refreshed cache.
How fast is Ameriprise Financial, Inc. growing?
AMP's revenue grew at roughly 8.9% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Ameriprise Financial, Inc. have?
As of fiscal year 2025, AMP carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Ameriprise Financial, Inc.'s market cap?
Ameriprise Financial, Inc. (AMP) has a market capitalization of about $48.25B, based on the latest data in our nightly-refreshed cache.
When does Ameriprise Financial, Inc.'s fiscal year end?
AMP's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into AMP stock?
At today's market cap of $48.25B, Ameriprise Financial, Inc. is priced for free-cash-flow growth of about -9.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $8.16B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 12.8%/yr over the last five fiscal years and revenue 8.9%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Ameriprise Financial, Inc.'s official SEC filings (10-K and 10-Q), covering 19 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.