Stocks / AFL vs SYF

AFL vs SYF: Which Stock Is the Better Buy?

AFLAC Incorporated and Synchrony Financial side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

On the fundamentals, SYF earns a higher net margin (23.2% vs 21.2%); SYF has the stronger return on equity (20.7% vs 12.4%); SYF trades cheaper on earnings (7.8× vs 14.6×). On the filings, SYF carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — AFL vs SYF, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 AFLAC Incorporated (AFL)Synchrony Financial (SYF)
Market cap$24.7B
Revenue (latest FY)$17.16B$14.98B
Net income (latest FY)$3.65B$3.47B
Revenue growth (5y CAGR)-5.0%
Net margin21.2%23.2%
Return on equity12.4%20.7%
P/E ratio14.67.8
Dividend yield1.9%1.8%
Profitable years (of last 10)1010
Positive free cash flow

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full AFL vs SYF breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open AFL's full financials →   Open SYF's full financials →

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Frequently asked questions

Which is bigger, AFL or SYF?

Market capitalization data is not available for both companies.

Which grows faster, AFL or SYF?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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AFL fundamentals → · SYF fundamentals → · All 1,500+ companies → · Free screener →