U.S. Bancorp (USB) Stock Analysis
Financial Services · Banks - Regional · NYSE
U.S. Bancorp (USB) posted $28.66B in revenue for fiscal 2025 (up 4.8% year over year), at a 25.1% net margin, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on U.S. Bancorp
U.S. Bancorp has grown revenue from $21.31B to $28.66B over the last 10 fiscal years. The most recent year was up 4.8%.
Net margin sits at 25.1%, up 3.5 points year over year. It carries about $17.16B of total debt.
Synthesised from U.S. Bancorp's SEC filings — descriptive, not advice. Ask the analyst your own question →
U.S. Bancorp revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $21.31B | $21.90B | $22.64B | $0 | $0 | $0 | $24.18B | $28.01B | $27.34B | $28.66B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $5.89B | $6.22B | $7.10B | $6.91B | $4.96B | $7.96B | $5.50B | $5.05B | $5.91B | $7.19B |
| Net margin | 27.6% | 28.4% | 31.3% | — | — | — | 22.7% | 18.0% | 21.6% | 25.1% |
Source: U.S. Bancorp SEC filings (10-K). 19 years of history available in the interactive view.
U.S. Bancorp: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
Explore 19 years of U.S. Bancorp financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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U.S. Bancorp financial history by metric
Compare U.S. Bancorp with peers
About U.S. Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
U.S. Bancorp — frequently asked questions
What is U.S. Bancorp's revenue?
U.S. Bancorp (USB) reported revenue of $28.66B for fiscal year 2025, up 4.8% from the prior year, according to its SEC filings.
Is U.S. Bancorp profitable?
Yes. USB earned net income of $7.19B in fiscal 2025, a net margin of 25.1%.
What is USB's P/E ratio?
U.S. Bancorp trades at a price-to-earnings ratio of about 12.6 based on the latest data in our nightly-refreshed cache.
How much debt does U.S. Bancorp have?
As of fiscal year 2025, USB carried roughly $17.16B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is U.S. Bancorp's market cap?
U.S. Bancorp (USB) has a market capitalization of about $98.15B, based on the latest data in our nightly-refreshed cache.
When does U.S. Bancorp's fiscal year end?
USB's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from U.S. Bancorp's official SEC filings (10-K and 10-Q), covering 19 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.