Stocks / ACGL vs USB

ACGL vs USB: Which Stock Is the Better Buy?

Arch Capital Group Ltd. and U.S. Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

USB is the larger company ($98.2B vs $34.3B). On the fundamentals, ACGL earns a higher net margin (26.5% vs 25.1%); ACGL has the stronger return on equity (18.0% vs 11.0%); ACGL trades cheaper on earnings (7.9× vs 12.6×). Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — ACGL vs USB, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Arch Capital Group Ltd. (ACGL)U.S. Bancorp (USB)
Market cap$34.3B$98.2B
Revenue (latest FY)$16.48B$28.66B
Net income (latest FY)$4.36B$7.19B
Revenue growth (5y CAGR)14.1%
Net margin26.5%25.1%
Return on equity18.0%11.0%
P/E ratio7.912.6
Dividend yield3.3%
Profitable years (of last 10)1010
Positive free cash flowYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ACGL vs USB breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ACGL's full financials →   Open USB's full financials →

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Frequently asked questions

Which is bigger, ACGL or USB?

U.S. Bancorp is larger by market capitalization — $98.2B versus $34.3B.

Which grows faster, ACGL or USB?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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ACGL fundamentals → · USB fundamentals → · All 1,500+ companies → · Free screener →