Stocks / PNC vs USB

PNC vs USB: Which Stock Is the Better Buy?

The PNC Financial Services Group, Inc. and U.S. Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

PNC is the larger company ($99.7B vs $98.2B). On the fundamentals, PNC earns a higher net margin (28.5% vs 25.1%); USB has the stronger return on equity (11.0% vs 10.9%); USB trades cheaper on earnings (12.6× vs 13.8×). On the filings, USB carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — PNC vs USB, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 The PNC Financial Services Group, Inc. (PNC)U.S. Bancorp (USB)
Market cap$99.7B$98.2B
Revenue (latest FY)$23.10B$28.66B
Net income (latest FY)$6.58B$7.19B
Revenue growth (5y CAGR)6.4%
Net margin28.5%25.1%
Return on equity10.9%11.0%
P/E ratio13.812.6
Dividend yield3.2%3.3%
Profitable years (of last 10)1010
Positive free cash flow

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full PNC vs USB breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open PNC's full financials →   Open USB's full financials →

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Frequently asked questions

Which is bigger, PNC or USB?

The PNC Financial Services Group, Inc. is larger by market capitalization — $99.7B versus $98.2B.

Which grows faster, PNC or USB?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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