Saia, Inc. (SAIA) Stock Analysis
Industrials · Trucking · NasdaqGS
Saia, Inc. (SAIA) posted $3.23B in revenue for fiscal 2025 (up 0.8% year over year), at a 7.9% net margin, and has compounded revenue about 12.2%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Saia, Inc.
Saia, Inc. has grown revenue from $1.25B to $3.23B over the last 10 fiscal years, compounding about 12.2% a year. The most recent year was up 0.8%, so growth has cooled from its longer-run pace.
Net margin sits at 7.9%, down 3.4 points year over year. It carries about $163.00M of total debt.
At today's valuation the market is pricing in roughly 52.5% annual free-cash-flow growth — versus the -18.9% it actually delivered over the last five years, so the price already assumes a step-up from the recent record. The one thing worth a second look in the filings is net margin shrinking.
Synthesised from Saia, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Saia, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.25B | $1.40B | $1.65B | $1.79B | $1.82B | $2.29B | $2.79B | $2.88B | $3.21B | $3.23B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $48.02M | $91.13M | $104.98M | $113.72M | $138.34M | $253.24M | $357.42M | $354.86M | $362.06M | $255.04M |
| Net margin | 3.8% | 6.5% | 6.3% | 6.4% | 7.6% | 11.1% | 12.8% | 12.3% | 11.3% | 7.9% |
Source: Saia, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
Saia, Inc.: 1 potential red flag in the filings
Patterns in the filed statements worth a second look — computed and cited, not AI guesswork, and not a signal to sell. The kind of thing that hides in a 10-K.
- Net margin shrinkingNet margin fell from 12.8% to 7.9% over ~3 years — profitability is compressing.
What growth is priced into SAIA stock?
At today's market cap of $12.29B, Saia, Inc. is priced for free-cash-flow growth of about 52.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $27.33M from the FY ending 2025-12-31). For comparison, free cash flow actually grew -18.9%/yr over the last five fiscal years and revenue 12.2%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Saia, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Saia, Inc. financial history by metric
Compare Saia, Inc. with peers
About Saia, Inc.
Saia, Inc., together with its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 100 and 10,000 pounds. It also offers other value-added services, including brokered truckload, expedited transportation, and other logistics services. As of December 31, 2025, it operated 213 owned and leased terminals; and owned approximately 7,700 tractors and 26,500 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2002. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.
Saia, Inc. — frequently asked questions
What is Saia, Inc.'s revenue?
Saia, Inc. (SAIA) reported revenue of $3.23B for fiscal year 2025, up 0.8% from the prior year, according to its SEC filings.
Is Saia, Inc. profitable?
Yes. SAIA earned net income of $255.04M in fiscal 2025, a net margin of 7.9%.
What is SAIA's P/E ratio?
Saia, Inc. trades at a price-to-earnings ratio of about 48.4 based on the latest data in our nightly-refreshed cache.
How fast is Saia, Inc. growing?
SAIA's revenue grew at roughly 12.2% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Saia, Inc. have?
As of fiscal year 2025, SAIA carried roughly $163.00M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Saia, Inc.'s market cap?
Saia, Inc. (SAIA) has a market capitalization of about $12.29B, based on the latest data in our nightly-refreshed cache.
When does Saia, Inc.'s fiscal year end?
SAIA's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into SAIA stock?
At today's market cap of $12.29B, Saia, Inc. is priced for free-cash-flow growth of about 52.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $27.33M from the FY ending 2025-12-31). For comparison, free cash flow actually grew -18.9%/yr over the last five fiscal years and revenue 12.2%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Saia, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.