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Primerica, Inc. (PRI)
Financial Services · Insurance - Life · NYSE
Primerica, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.52B | $1.69B | $1.90B | $2.05B | $2.22B | $2.71B | $2.72B | $2.82B | $3.09B | $3.29B |
| Gross profit | — | — | — | — | — | $2.66B | $2.65B | $2.76B | — | — |
| Net income | $219.41M | $350.25M | $324.09M | $366.39M | $386.16M | $477.36M | $373.01M | $576.60M | $470.52M | $751.23M |
| Net margin | 14.4% | 20.7% | 17.1% | 17.9% | 17.4% | 17.6% | 13.7% | 20.5% | 15.2% | 22.8% |
Source: Primerica, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into PRI stock?
At today's market cap of $8.67B, Primerica, Inc. is priced for free-cash-flow growth of about 30.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $83.30M from the FY ending 2011-12-31). For comparison, revenue 8.2%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Primerica, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Primerica, Inc. financial history by metric
About Primerica, Inc.
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
Primerica, Inc. — frequently asked questions
What is Primerica, Inc.'s revenue?
Primerica, Inc. (PRI) reported revenue of $3.29B for fiscal year 2025, up 6.6% from the prior year, according to its SEC filings.
Is Primerica, Inc. profitable?
Yes. PRI earned net income of $751.23M in fiscal 2025, a net margin of 22.8%.
What is PRI's P/E ratio?
Primerica, Inc. trades at a price-to-earnings ratio of about 11.7 based on the latest data in our nightly-refreshed cache.
How fast is Primerica, Inc. growing?
PRI's revenue grew at roughly 8.2% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Primerica, Inc. have?
As of fiscal year 2025, PRI carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Primerica, Inc.'s market cap?
Primerica, Inc. (PRI) has a market capitalization of about $8.67B, based on the latest data in our nightly-refreshed cache.
When does Primerica, Inc.'s fiscal year end?
PRI's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into PRI stock?
At today's market cap of $8.67B, Primerica, Inc. is priced for free-cash-flow growth of about 30.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $83.30M from the FY ending 2011-12-31). For comparison, revenue 8.2%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Primerica, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.