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FirstCash Holdings, Inc. (FCFS)
Financial Services · Credit Services · NasdaqGS
FirstCash Holdings, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.09B | $1.78B | $1.78B | $1.86B | $1.63B | $1.70B | $2.73B | $3.15B | $3.39B | $3.66B |
| Gross profit | $604.80M | $947.51M | $966.77M | $1.02B | $911.14M | $919.15M | $1.26B | $1.51B | $1.63B | $1.84B |
| Net income | $60.13M | $143.89M | $153.21M | $164.62M | $106.58M | $124.91M | $253.50M | $219.30M | $258.81M | $330.38M |
| Net margin | 5.5% | 8.1% | 8.6% | 8.8% | 6.5% | 7.4% | 9.3% | 7.0% | 7.6% | 9.0% |
Source: FirstCash Holdings, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into FCFS stock?
At today's market cap of $9.15B, FirstCash Holdings, Inc. is priced for free-cash-flow growth of about 5.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $531.04M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23.5%/yr over the last five fiscal years and revenue 17.5%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of FirstCash Holdings, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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FirstCash Holdings, Inc. financial history by metric
About FirstCash Holdings, Inc.
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc. was incorporated in 1988 and is headquartered in Fort Worth, Texas.
FirstCash Holdings, Inc. — frequently asked questions
What is FirstCash Holdings, Inc.'s revenue?
FirstCash Holdings, Inc. (FCFS) reported revenue of $3.66B for fiscal year 2025, up 8.0% from the prior year, according to its SEC filings.
Is FirstCash Holdings, Inc. profitable?
Yes. FCFS earned net income of $330.38M in fiscal 2025, a net margin of 9.0%.
What is FCFS's P/E ratio?
FirstCash Holdings, Inc. trades at a price-to-earnings ratio of about 26.2 based on the latest data in our nightly-refreshed cache.
How fast is FirstCash Holdings, Inc. growing?
FCFS's revenue grew at roughly 17.5% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does FirstCash Holdings, Inc. have?
As of fiscal year 2025, FCFS carried roughly $2.21B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is FirstCash Holdings, Inc.'s gross margin?
FCFS's gross margin was 50.3% in fiscal 2025 — gross profit of $1.84B on revenue of $3.66B.
What is FirstCash Holdings, Inc.'s market cap?
FirstCash Holdings, Inc. (FCFS) has a market capitalization of about $9.15B, based on the latest data in our nightly-refreshed cache.
When does FirstCash Holdings, Inc.'s fiscal year end?
FCFS's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into FCFS stock?
At today's market cap of $9.15B, FirstCash Holdings, Inc. is priced for free-cash-flow growth of about 5.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $531.04M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23.5%/yr over the last five fiscal years and revenue 17.5%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from FirstCash Holdings, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.