Euronet Worldwide, Inc. (EEFT) Stock Analysis
Technology · Software - Infrastructure · NasdaqGS
Euronet Worldwide, Inc. (EEFT) posted $4.24B in revenue for fiscal 2025 (up 6.4% year over year), at a 7.3% net margin, and has compounded revenue about 11.3%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Euronet Worldwide, Inc.
Euronet Worldwide, Inc. has grown revenue from $1.96B to $4.24B over the last 10 fiscal years, compounding about 11.3% a year. The most recent year was up 6.4%, so growth has cooled from its longer-run pace.
Net margin sits at 7.3%, down 0.4 points year over year. It carries about $2.02B of total debt.
At today's valuation the market is pricing in roughly -10.3% annual free-cash-flow growth — versus the 22.7% it actually delivered over the last five years, so the price is arguably undemanding against what it has already proven.
Synthesised from Euronet Worldwide, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Euronet Worldwide, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.96B | $2.25B | $2.54B | $2.75B | $2.48B | $3.00B | $3.36B | $3.69B | $3.99B | $4.24B |
| Gross profit | $784.07M | $896.17M | $1.05B | $1.19B | $906.00M | — | — | — | — | — |
| Net income | $174.41M | $156.84M | $232.85M | $346.75M | $-3.40M | $70.70M | $235.70M | $283.90M | $306.00M | $309.50M |
| Net margin | 8.9% | 7.0% | 9.2% | 12.6% | -0.1% | 2.4% | 7.0% | 7.7% | 7.7% | 7.3% |
Source: Euronet Worldwide, Inc. SEC filings (10-K). 18 years of history available in the interactive view.
Euronet Worldwide, Inc.: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into EEFT stock?
At today's market cap of $2.44B, Euronet Worldwide, Inc. is priced for free-cash-flow growth of about -10.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $434.30M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 22.7%/yr over the last five fiscal years and revenue 11.3%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 18 years of Euronet Worldwide, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Euronet Worldwide, Inc. financial history by metric
Compare Euronet Worldwide, Inc. with peers
About Euronet Worldwide, Inc.
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.
Euronet Worldwide, Inc. — frequently asked questions
What is Euronet Worldwide, Inc.'s revenue?
Euronet Worldwide, Inc. (EEFT) reported revenue of $4.24B for fiscal year 2025, up 6.4% from the prior year, according to its SEC filings.
Is Euronet Worldwide, Inc. profitable?
Yes. EEFT earned net income of $309.50M in fiscal 2025, a net margin of 7.3%.
What is EEFT's P/E ratio?
Euronet Worldwide, Inc. trades at a price-to-earnings ratio of about 9.4 based on the latest data in our nightly-refreshed cache.
How fast is Euronet Worldwide, Inc. growing?
EEFT's revenue grew at roughly 11.3% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Euronet Worldwide, Inc. have?
As of fiscal year 2025, EEFT carried roughly $2.02B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Euronet Worldwide, Inc.'s market cap?
Euronet Worldwide, Inc. (EEFT) has a market capitalization of about $2.44B, based on the latest data in our nightly-refreshed cache.
When does Euronet Worldwide, Inc.'s fiscal year end?
EEFT's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into EEFT stock?
At today's market cap of $2.44B, Euronet Worldwide, Inc. is priced for free-cash-flow growth of about -10.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $434.30M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 22.7%/yr over the last five fiscal years and revenue 11.3%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Euronet Worldwide, Inc.'s official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.