Stocks / EFSC vs NTB

EFSC vs NTB: Which Stock Is the Better Buy?

Enterprise Financial Services Corp and The Bank of N.T. Butterfield & Son Limited side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

NTB is the larger company ($2.3B vs $2.3B). On the fundamentals, NTB earns a higher net margin (38.2% vs 32.7%); NTB has the stronger return on equity (20.3% vs 9.9%); NTB trades cheaper on earnings (10.2× vs 11.8×). On the filings, NTB carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — EFSC vs NTB, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Enterprise Financial Services Corp (EFSC)The Bank of N.T. Butterfield & Son Limited (NTB)
Market cap$2.3B$2.3B
Revenue (latest FY)$616.38M$606.81M
Net income (latest FY)$201.37M$231.94M
Revenue growth (5y CAGR)3.2%
Net margin32.7%38.2%
Return on equity9.9%20.3%
P/E ratio11.810.2
Dividend yield2.1%3.4%
Profitable years (of last 10)104
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full EFSC vs NTB breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open EFSC's full financials →   Open NTB's full financials →

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Frequently asked questions

Which is bigger, EFSC or NTB?

The Bank of N.T. Butterfield & Son Limited is larger by market capitalization — $2.3B versus $2.3B.

Which grows faster, EFSC or NTB?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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EFSC fundamentals → · NTB fundamentals → · All 1,500+ companies → · Free screener →