Stocks / EFSC vs MBIN

EFSC vs MBIN: Which Stock Is the Better Buy?

Enterprise Financial Services Corp and Merchants Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

EFSC is the larger company ($2.3B vs $2.3B). On the fundamentals, EFSC earns a higher net margin (32.7% vs 25.5%); EFSC has the stronger return on equity (9.9% vs 7.6%); EFSC trades cheaper on earnings (11.8× vs 12.1×). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — EFSC vs MBIN, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Enterprise Financial Services Corp (EFSC)Merchants Bancorp (MBIN)
Market cap$2.3B$2.3B
Revenue (latest FY)$616.38M$681.45M
Net income (latest FY)$201.37M$173.55M
Revenue growth (5y CAGR)
Net margin32.7%25.5%
Return on equity9.9%7.6%
P/E ratio11.812.1
Dividend yield2.1%0.9%
Profitable years (of last 10)1010
Positive free cash flowYesNo

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full EFSC vs MBIN breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open EFSC's full financials →   Open MBIN's full financials →

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Frequently asked questions

Which is bigger, EFSC or MBIN?

Enterprise Financial Services Corp is larger by market capitalization — $2.3B versus $2.3B.

Which grows faster, EFSC or MBIN?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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EFSC fundamentals → · MBIN fundamentals → · All 1,500+ companies → · Free screener →