Enterprise Financial Services Corp (EFSC)
Financial Services · Banks - Regional · NasdaqGS
Enterprise Financial Services Corp revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $492.48M | $541.19M | $531.45M | $616.38M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $48.84M | $48.19M | $89.22M | $92.74M | $74.38M | $133.06M | $203.04M | $194.06M | $185.27M | $201.37M |
| Net margin | — | — | — | — | — | — | 41.2% | 35.9% | 34.9% | 32.7% |
Source: Enterprise Financial Services Corp SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into EFSC stock?
At today's market cap of $2.29B, Enterprise Financial Services Corp is priced for free-cash-flow growth of about 1.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $181.53M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 6.4%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Enterprise Financial Services Corp financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Enterprise Financial Services Corp financial history by metric
About Enterprise Financial Services Corp
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Enterprise Financial Services Corp — frequently asked questions
What is Enterprise Financial Services Corp's revenue?
Enterprise Financial Services Corp (EFSC) reported revenue of $616.38M for fiscal year 2025, up 16.0% from the prior year, according to its SEC filings.
Is Enterprise Financial Services Corp profitable?
Yes. EFSC earned net income of $201.37M in fiscal 2025, a net margin of 32.7%.
What is EFSC's P/E ratio?
Enterprise Financial Services Corp trades at a price-to-earnings ratio of about 11.8 based on the latest data in our nightly-refreshed cache.
How much debt does Enterprise Financial Services Corp have?
As of fiscal year 2025, EFSC carried roughly $188.62M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Enterprise Financial Services Corp's market cap?
Enterprise Financial Services Corp (EFSC) has a market capitalization of about $2.29B, based on the latest data in our nightly-refreshed cache.
When does Enterprise Financial Services Corp's fiscal year end?
EFSC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into EFSC stock?
At today's market cap of $2.29B, Enterprise Financial Services Corp is priced for free-cash-flow growth of about 1.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $181.53M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 6.4%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Enterprise Financial Services Corp's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.