Stocks / MBIN vs WU

MBIN vs WU: Which Stock Is the Better Buy?

Merchants Bancorp and The Western Union Company side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

WU is the larger company ($2.3B vs $2.3B). On the fundamentals, MBIN earns a higher net margin (25.5% vs 12.3%); WU has the stronger return on equity (52.2% vs 7.6%); WU trades cheaper on earnings (5.4× vs 12.1×). On the filings, MBIN carries fewer potential red flags (1 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — MBIN vs WU, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Merchants Bancorp (MBIN)The Western Union Company (WU)
Market cap$2.3B$2.3B
Revenue (latest FY)$681.45M$4.05B
Net income (latest FY)$173.55M$499.60M
Revenue growth (5y CAGR)-3.5%
Net margin25.5%12.3%
Return on equity7.6%52.2%
P/E ratio12.15.4
Dividend yield0.9%12.7%
Profitable years (of last 10)109
Positive free cash flowNoYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full MBIN vs WU breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open MBIN's full financials →   Open WU's full financials →

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Frequently asked questions

Which is bigger, MBIN or WU?

The Western Union Company is larger by market capitalization — $2.3B versus $2.3B.

Which grows faster, MBIN or WU?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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