Stocks / NTB vs WU

NTB vs WU: Which Stock Is the Better Buy?

The Bank of N.T. Butterfield & Son Limited and The Western Union Company side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

NTB is the larger company ($2.3B vs $2.3B). On the fundamentals, NTB grows revenue faster (3.2% vs -3.5%); NTB earns a higher net margin (38.2% vs 12.3%); WU has the stronger return on equity (52.2% vs 20.3%). On the filings, NTB carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — NTB vs WU, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 The Bank of N.T. Butterfield & Son Limited (NTB)The Western Union Company (WU)
Market cap$2.3B$2.3B
Revenue (latest FY)$606.81M$4.05B
Net income (latest FY)$231.94M$499.60M
Revenue growth (5y CAGR)3.2%-3.5%
Net margin38.2%12.3%
Return on equity20.3%52.2%
P/E ratio10.25.4
Dividend yield3.4%12.7%
Profitable years (of last 10)49
Positive free cash flowYesYes

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See the full NTB vs WU breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open NTB's full financials →   Open WU's full financials →

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Frequently asked questions

Which is bigger, NTB or WU?

The Bank of N.T. Butterfield & Son Limited is larger by market capitalization — $2.3B versus $2.3B.

Which grows faster, NTB or WU?

Over the last five fiscal years, The Bank of N.T. Butterfield & Son Limited grew revenue faster — 3.2%/yr versus -3.5%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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