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WaFd, Inc. (WAFD)
Financial Services · Banks - Regional · NasdaqGS
WaFd, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $25.90M | $24.88M | $23.69M | $24.69M | $660.96M | $742.43M | $721.52M | $725.48M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $164.05M | $173.53M | $203.85M | $210.26M | $173.44M | $183.62M | $221.71M | $242.80M | $185.42M | $211.44M |
| Net margin | — | — | 786.9% | 845.0% | 732.1% | 743.8% | 33.5% | 32.7% | 25.7% | 29.1% |
Source: WaFd, Inc. SEC filings (10-K). 18 years of history available in the interactive view.
What growth is priced into WAFD stock?
At today's market cap of $2.69B, WaFd, Inc. is priced for free-cash-flow growth of about 1.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $208.25M from the FY ending 2025-09-30). For comparison, free cash flow actually grew 9.1%/yr over the last five fiscal years and revenue 98.2%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 18 years of WaFd, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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WaFd, Inc. financial history by metric
About WaFd, Inc.
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.
WaFd, Inc. — frequently asked questions
What is WaFd, Inc.'s revenue?
WaFd, Inc. (WAFD) reported revenue of $725.48M for fiscal year 2025, up 0.5% from the prior year, according to its SEC filings.
Is WaFd, Inc. profitable?
Yes. WAFD earned net income of $211.44M in fiscal 2025, a net margin of 29.1%.
What is WAFD's P/E ratio?
WaFd, Inc. trades at a price-to-earnings ratio of about 12.0 based on the latest data in our nightly-refreshed cache.
How fast is WaFd, Inc. growing?
WAFD's revenue grew at roughly 98.2% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does WaFd, Inc. have?
As of fiscal year 2025, WAFD carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is WaFd, Inc.'s market cap?
WaFd, Inc. (WAFD) has a market capitalization of about $2.69B, based on the latest data in our nightly-refreshed cache.
When does WaFd, Inc.'s fiscal year end?
WAFD's fiscal year ends in September. Its most recent annual filing covers the fiscal year ending 2025-09-30.
What growth is priced into WAFD stock?
At today's market cap of $2.69B, WaFd, Inc. is priced for free-cash-flow growth of about 1.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $208.25M from the FY ending 2025-09-30). For comparison, free cash flow actually grew 9.1%/yr over the last five fiscal years and revenue 98.2%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from WaFd, Inc.'s official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.