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Valley National Bancorp (VLY)
Financial Services · Banks - Regional · NasdaqGS
Valley National Bancorp revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $1.86B | $1.89B | $1.85B | $2.03B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $168.15M | $161.91M | $261.43M | $309.79M | $390.61M | $473.84M | $555.71M | $482.38M | $358.90M | $569.00M |
| Net margin | — | — | — | — | — | — | 29.8% | 25.5% | 19.4% | 28.1% |
Source: Valley National Bancorp SEC filings (10-K). 18 years of history available in the interactive view.
What growth is priced into VLY stock?
At today's market cap of $7.88B, Valley National Bancorp is priced for free-cash-flow growth of about 10.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $325.73M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 18.6%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 18 years of Valley National Bancorp financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Valley National Bancorp financial history by metric
About Valley National Bancorp
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.
Valley National Bancorp — frequently asked questions
What is Valley National Bancorp's revenue?
Valley National Bancorp (VLY) reported revenue of $2.03B for fiscal year 2025, up 9.3% from the prior year, according to its SEC filings.
Is Valley National Bancorp profitable?
Yes. VLY earned net income of $569.00M in fiscal 2025, a net margin of 28.1%.
What is VLY's P/E ratio?
Valley National Bancorp trades at a price-to-earnings ratio of about 12.8 based on the latest data in our nightly-refreshed cache.
How much debt does Valley National Bancorp have?
As of fiscal year 2025, VLY carried roughly $91.47M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Valley National Bancorp's market cap?
Valley National Bancorp (VLY) has a market capitalization of about $7.88B, based on the latest data in our nightly-refreshed cache.
When does Valley National Bancorp's fiscal year end?
VLY's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into VLY stock?
At today's market cap of $7.88B, Valley National Bancorp is priced for free-cash-flow growth of about 10.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $325.73M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 18.6%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Valley National Bancorp's official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.