stockportfolio.pro
Trupanion, Inc. (TRUP)
Financial Services · Insurance - Property & Casualty · NasdaqGM
Trupanion, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $188.23M | $242.67M | $303.96M | $383.94M | $502.03M | $698.99M | $905.18M | $1.11B | $1.29B | $1.44B |
| Gross profit | $33.29M | $43.05M | $51.37M | $64.92M | $81.90M | $104.35M | $122.19M | $131.02M | $178.80M | $231.01M |
| Net income | $0 | $0 | $0 | $0 | $0 | $-35.53M | $-44.67M | $-44.69M | $-9.63M | $19.43M |
| Net margin | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | -5.1% | -4.9% | -4.0% | -0.7% | 1.4% |
Source: Trupanion, Inc. SEC filings (10-K). 14 years of history available in the interactive view.
What growth is priced into TRUP stock?
At today's market cap of $1.01B, Trupanion, Inc. is priced for free-cash-flow growth of about 2.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $75.36M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 39.8%/yr over the last five fiscal years and revenue 23.4%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 14 years of Trupanion, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track TRUP in your portfolio →
Trupanion, Inc. financial history by metric
About Trupanion, Inc.
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
Trupanion, Inc. — frequently asked questions
What is Trupanion, Inc.'s revenue?
Trupanion, Inc. (TRUP) reported revenue of $1.44B for fiscal year 2025, up 11.9% from the prior year, according to its SEC filings.
Is Trupanion, Inc. profitable?
Yes. TRUP earned net income of $19.43M in fiscal 2025, a net margin of 1.4%.
What is TRUP's P/E ratio?
Trupanion, Inc. trades at a price-to-earnings ratio of about 39.4 based on the latest data in our nightly-refreshed cache.
How fast is Trupanion, Inc. growing?
TRUP's revenue grew at roughly 23.4% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Trupanion, Inc. have?
As of fiscal year 2025, TRUP carried roughly $101.78M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Trupanion, Inc.'s gross margin?
TRUP's gross margin was 16.1% in fiscal 2025 — gross profit of $231.01M on revenue of $1.44B.
What is Trupanion, Inc.'s market cap?
Trupanion, Inc. (TRUP) has a market capitalization of about $1.01B, based on the latest data in our nightly-refreshed cache.
When does Trupanion, Inc.'s fiscal year end?
TRUP's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into TRUP stock?
At today's market cap of $1.01B, Trupanion, Inc. is priced for free-cash-flow growth of about 2.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $75.36M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 39.8%/yr over the last five fiscal years and revenue 23.4%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Trupanion, Inc.'s official SEC filings (10-K and 10-Q), covering 14 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.