Truist Financial Corporation (TFC)
Financial Services · Banks - Regional · NYSE
Truist Financial Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $23.18B | $23.61B | $13.49B | $20.52B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $2.44B | $2.42B | $3.26B | $3.24B | $4.49B | $6.44B | $5.90B | $-1.45B | $4.47B | $4.97B |
| Net margin | — | — | — | — | — | — | 25.5% | -6.1% | 33.1% | 24.2% |
Source: Truist Financial Corporation SEC filings (10-K). 19 years of history available in the interactive view.
What growth is priced into TFC stock?
At today's market cap of $61.58B, Truist Financial Corporation is priced for free-cash-flow growth of about -9.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $10.52B from the FY ending 2022-12-31). For comparison, free cash flow actually grew 24.1%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 19 years of Truist Financial Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Truist Financial Corporation financial history by metric
About Truist Financial Corporation
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Truist Financial Corporation — frequently asked questions
What is Truist Financial Corporation's revenue?
Truist Financial Corporation (TFC) reported revenue of $20.52B for fiscal year 2025, up 52.1% from the prior year, according to its SEC filings.
Is Truist Financial Corporation profitable?
Yes. TFC earned net income of $4.97B in fiscal 2025, a net margin of 24.2%.
What is TFC's P/E ratio?
Truist Financial Corporation trades at a price-to-earnings ratio of about 12.2 based on the latest data in our nightly-refreshed cache.
How much debt does Truist Financial Corporation have?
As of fiscal year 2025, TFC carried roughly $69.80B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Truist Financial Corporation's market cap?
Truist Financial Corporation (TFC) has a market capitalization of about $61.58B, based on the latest data in our nightly-refreshed cache.
When does Truist Financial Corporation's fiscal year end?
TFC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into TFC stock?
At today's market cap of $61.58B, Truist Financial Corporation is priced for free-cash-flow growth of about -9.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $10.52B from the FY ending 2022-12-31). For comparison, free cash flow actually grew 24.1%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Truist Financial Corporation's official SEC filings (10-K and 10-Q), covering 19 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.