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S&T Bancorp, Inc. (STBA)
Financial Services · Banks - Regional · NasdaqGS
S&T Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $375.90M | $409.58M | $391.04M | $406.83M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $71.39M | $72.97M | $105.33M | $98.23M | $21.04M | $110.34M | $135.52M | $144.78M | $131.26M | $134.23M |
| Net margin | — | — | — | — | — | — | 36.1% | 35.3% | 33.6% | 33.0% |
Source: S&T Bancorp, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into STBA stock?
At today's market cap of $1.69B, S&T Bancorp, Inc. is priced for free-cash-flow growth of about 2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $128.85M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 22.8%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of S&T Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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S&T Bancorp, Inc. financial history by metric
About S&T Bancorp, Inc.
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions. In addition, it engages in non-banking activities; and acts as a reinsurer of credit life, accident, and health insurance policies. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
S&T Bancorp, Inc. — frequently asked questions
What is S&T Bancorp, Inc.'s revenue?
S&T Bancorp, Inc. (STBA) reported revenue of $406.83M for fiscal year 2025, up 4.0% from the prior year, according to its SEC filings.
Is S&T Bancorp, Inc. profitable?
Yes. STBA earned net income of $134.23M in fiscal 2025, a net margin of 33.0%.
What is STBA's P/E ratio?
S&T Bancorp, Inc. trades at a price-to-earnings ratio of about 13.2 based on the latest data in our nightly-refreshed cache.
How much debt does S&T Bancorp, Inc. have?
As of fiscal year 2025, STBA carried roughly $165.00M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is S&T Bancorp, Inc.'s market cap?
S&T Bancorp, Inc. (STBA) has a market capitalization of about $1.69B, based on the latest data in our nightly-refreshed cache.
When does S&T Bancorp, Inc.'s fiscal year end?
STBA's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into STBA stock?
At today's market cap of $1.69B, S&T Bancorp, Inc. is priced for free-cash-flow growth of about 2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $128.85M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 22.8%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from S&T Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.