Simmons First National Corporation (SFNC)
Financial Services · Banks - Regional · NasdaqGS
Simmons First National Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $887.38M | $805.69M | $775.64M | $905.29M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $96.81M | $92.94M | $215.71M | $238.17M | $254.90M | $271.16M | $256.41M | $175.06M | $152.69M | $-397.55M |
| Net margin | — | — | — | — | — | — | 28.9% | 21.7% | 19.7% | -43.9% |
Source: Simmons First National Corporation SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into SFNC stock?
At today's market cap of $3.19B, Simmons First National Corporation is priced for free-cash-flow growth of about -5.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $411.36M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 16.8%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Simmons First National Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Simmons First National Corporation financial history by metric
About Simmons First National Corporation
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.
Simmons First National Corporation — frequently asked questions
What is Simmons First National Corporation's revenue?
Simmons First National Corporation (SFNC) reported revenue of $905.29M for fiscal year 2025, up 16.7% from the prior year, according to its SEC filings.
Is Simmons First National Corporation profitable?
No — SFNC reported a net loss of $-397.55M in fiscal 2025.
What is SFNC's P/E ratio?
Simmons First National Corporation trades at a price-to-earnings ratio of about 0.0 based on the latest data in our nightly-refreshed cache.
How much debt does Simmons First National Corporation have?
As of fiscal year 2025, SFNC carried roughly $619.97M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Simmons First National Corporation's market cap?
Simmons First National Corporation (SFNC) has a market capitalization of about $3.19B, based on the latest data in our nightly-refreshed cache.
When does Simmons First National Corporation's fiscal year end?
SFNC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into SFNC stock?
At today's market cap of $3.19B, Simmons First National Corporation is priced for free-cash-flow growth of about -5.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $411.36M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 16.8%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Simmons First National Corporation's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.