Seacoast Banking Corporation of Florida (SBCF) Stock Analysis
Financial Services · Banks - Regional · NasdaqGS
Seacoast Banking Corporation of Florida (SBCF) posted $655.98M in revenue for fiscal 2025 (up 25.1% year over year), at a 22.1% net margin, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Seacoast Banking Corporation of Florida
Seacoast Banking Corporation of Florida has grown revenue from $0 to $655.98M over the last 10 fiscal years. The most recent year was up 25.1%.
Net margin sits at 22.1%, down 1 points year over year. It carries about $112.76M of total debt.
The one thing worth a second look in the filings is share count rising (dilution).
Synthesised from Seacoast Banking Corporation of Florida's SEC filings — descriptive, not advice. Ask the analyst your own question →
Seacoast Banking Corporation of Florida revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $433.85M | $568.97M | $524.49M | $655.98M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $29.20M | $42.87M | $67.28M | $98.74M | $77.76M | $124.40M | $106.51M | $104.03M | $120.99M | $144.88M |
| Net margin | — | — | — | — | — | — | 24.5% | 18.3% | 23.1% | 22.1% |
Source: Seacoast Banking Corporation of Florida SEC filings (10-K). 17 years of history available in the interactive view.
Seacoast Banking Corporation of Florida: 1 potential red flag in the filings
Patterns in the filed statements worth a second look — computed and cited, not AI guesswork, and not a signal to sell. The kind of thing that hides in a 10-K.
- Share count rising (dilution)Shares outstanding grew 67.4% over 4 years (58.5M → 97.9M) — existing holders' stakes are being diluted.
Explore 17 years of Seacoast Banking Corporation of Florida financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Seacoast Banking Corporation of Florida financial history by metric
Compare Seacoast Banking Corporation of Florida with peers
About Seacoast Banking Corporation of Florida
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.
Seacoast Banking Corporation of Florida — frequently asked questions
What is Seacoast Banking Corporation of Florida's revenue?
Seacoast Banking Corporation of Florida (SBCF) reported revenue of $655.98M for fiscal year 2025, up 25.1% from the prior year, according to its SEC filings.
Is Seacoast Banking Corporation of Florida profitable?
Yes. SBCF earned net income of $144.88M in fiscal 2025, a net margin of 22.1%.
What is SBCF's P/E ratio?
Seacoast Banking Corporation of Florida trades at a price-to-earnings ratio of about 20.6 based on the latest data in our nightly-refreshed cache.
How much debt does Seacoast Banking Corporation of Florida have?
As of fiscal year 2025, SBCF carried roughly $112.76M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Seacoast Banking Corporation of Florida's market cap?
Seacoast Banking Corporation of Florida (SBCF) has a market capitalization of about $2.99B, based on the latest data in our nightly-refreshed cache.
When does Seacoast Banking Corporation of Florida's fiscal year end?
SBCF's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from Seacoast Banking Corporation of Florida's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.