Renasant Corporation (RNST)
Financial Services · Banks - Regional · NYSE
Renasant Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $636.00M | $643.41M | $726.19M | $1.00B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $90.93M | $92.19M | $146.92M | $167.60M | $83.65M | $175.89M | $166.07M | $144.68M | $195.46M | $181.27M |
| Net margin | — | — | — | — | — | — | 26.1% | 22.5% | 26.9% | 18.1% |
Source: Renasant Corporation SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into RNST stock?
At today's market cap of $3.87B, Renasant Corporation is priced for free-cash-flow growth of about 4.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $237.75M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 34.5%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Renasant Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Renasant Corporation financial history by metric
About Renasant Corporation
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate1-4 family mortgage; real estatecommercial mortgage; real estateconstruction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. It also provides annuities, mutual funds, and other investment services through a third-party broker-dealer; administrative and compliance services; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates, as well as administrative and compliance services for certain mutual funds. The company was founded in 1904 and is based in Tupelo, Mississippi.
Renasant Corporation — frequently asked questions
What is Renasant Corporation's revenue?
Renasant Corporation (RNST) reported revenue of $1.00B for fiscal year 2025, up 38.1% from the prior year, according to its SEC filings.
Is Renasant Corporation profitable?
Yes. RNST earned net income of $181.27M in fiscal 2025, a net margin of 18.1%.
What is RNST's P/E ratio?
Renasant Corporation trades at a price-to-earnings ratio of about 17.8 based on the latest data in our nightly-refreshed cache.
How much debt does Renasant Corporation have?
As of fiscal year 2025, RNST carried roughly $1.06B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Renasant Corporation's market cap?
Renasant Corporation (RNST) has a market capitalization of about $3.87B, based on the latest data in our nightly-refreshed cache.
When does Renasant Corporation's fiscal year end?
RNST's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into RNST stock?
At today's market cap of $3.87B, Renasant Corporation is priced for free-cash-flow growth of about 4.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $237.75M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 34.5%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Renasant Corporation's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.