Palomar Holdings, Inc. (PLMR)
Financial Services · Insurance - Property & Casualty · NasdaqGS
Palomar Holdings, Inc. revenue & earnings — last 9 fiscal years
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59.47M | $72.97M | $113.30M | $168.46M | $247.79M | $320.74M | $349.28M | $513.47M | $808.13M |
| Gross profit | — | — | — | — | — | — | — | — | — |
| Net income | $3.78M | $18.22M | $10.62M | $6.26M | $45.85M | $52.17M | $79.20M | $117.57M | $197.07M |
| Net margin | 6.4% | 25.0% | 9.4% | 3.7% | 18.5% | 16.3% | 22.7% | 22.9% | 24.4% |
Source: Palomar Holdings, Inc. SEC filings (10-K).
What growth is priced into PLMR stock?
At today's market cap of $3.00B, Palomar Holdings, Inc. is priced for free-cash-flow growth of about -6.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $408.98M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 48.1%/yr over the last five fiscal years and revenue 36.8%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 9 years of Palomar Holdings, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Palomar Holdings, Inc. financial history by metric
About Palomar Holdings, Inc.
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.
Palomar Holdings, Inc. — frequently asked questions
What is Palomar Holdings, Inc.'s revenue?
Palomar Holdings, Inc. (PLMR) reported revenue of $808.13M for fiscal year 2025, up 57.4% from the prior year, according to its SEC filings.
Is Palomar Holdings, Inc. profitable?
Yes. PLMR earned net income of $197.07M in fiscal 2025, a net margin of 24.4%.
What is PLMR's P/E ratio?
Palomar Holdings, Inc. trades at a price-to-earnings ratio of about 15.8 based on the latest data in our nightly-refreshed cache.
How fast is Palomar Holdings, Inc. growing?
PLMR's revenue grew at roughly 36.8% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Palomar Holdings, Inc. have?
As of fiscal year 2025, PLMR carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Palomar Holdings, Inc.'s market cap?
Palomar Holdings, Inc. (PLMR) has a market capitalization of about $3.00B, based on the latest data in our nightly-refreshed cache.
When does Palomar Holdings, Inc.'s fiscal year end?
PLMR's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into PLMR stock?
At today's market cap of $3.00B, Palomar Holdings, Inc. is priced for free-cash-flow growth of about -6.3% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $408.98M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 48.1%/yr over the last five fiscal years and revenue 36.8%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Palomar Holdings, Inc.'s official SEC filings (10-K and 10-Q), covering 9 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.