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Mercury General Corporation (MCY)
Financial Services · Insurance - Property & Casualty · NYSE
Mercury General Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.23B | $3.42B | $3.38B | $3.97B | $3.78B | $3.99B | $3.98B | $4.46B | $5.38B | $5.72B |
| Gross profit | — | $3.41B | $3.37B | $3.96B | $3.77B | $3.98B | $3.97B | $4.45B | $5.36B | $5.71B |
| Net income | $73.04M | $144.88M | $-5.73M | $320.09M | $374.61M | $247.94M | $-512.67M | $96.34M | $467.95M | $541.09M |
| Net margin | 2.3% | 4.2% | -0.2% | 8.1% | 9.9% | 6.2% | -12.9% | 2.2% | 8.7% | 9.5% |
Source: Mercury General Corporation SEC filings (10-K). 18 years of history available in the interactive view.
What growth is priced into MCY stock?
At today's market cap of $5.62B, Mercury General Corporation is priced for free-cash-flow growth of about -10.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $1.03B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 12.7%/yr over the last five fiscal years and revenue 8.6%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 18 years of Mercury General Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Mercury General Corporation financial history by metric
About Mercury General Corporation
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
Mercury General Corporation — frequently asked questions
What is Mercury General Corporation's revenue?
Mercury General Corporation (MCY) reported revenue of $5.72B for fiscal year 2025, up 6.4% from the prior year, according to its SEC filings.
Is Mercury General Corporation profitable?
Yes. MCY earned net income of $541.09M in fiscal 2025, a net margin of 9.5%.
What is MCY's P/E ratio?
Mercury General Corporation trades at a price-to-earnings ratio of about 6.7 based on the latest data in our nightly-refreshed cache.
How fast is Mercury General Corporation growing?
MCY's revenue grew at roughly 8.6% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Mercury General Corporation have?
As of fiscal year 2025, MCY carried roughly $575.00M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Mercury General Corporation's gross margin?
MCY's gross margin was 99.7% in fiscal 2025 — gross profit of $5.71B on revenue of $5.72B.
What is Mercury General Corporation's market cap?
Mercury General Corporation (MCY) has a market capitalization of about $5.62B, based on the latest data in our nightly-refreshed cache.
When does Mercury General Corporation's fiscal year end?
MCY's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into MCY stock?
At today's market cap of $5.62B, Mercury General Corporation is priced for free-cash-flow growth of about -10.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $1.03B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 12.7%/yr over the last five fiscal years and revenue 8.6%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Mercury General Corporation's official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.