Moody's Corporation (MCO) Stock Analysis
Financial Services · Financial Data & Stock Exchanges · NYSE
Moody's Corporation (MCO) posted $7.72B in revenue for fiscal 2025 (up 8.9% year over year), at a 31.9% net margin, and has compounded revenue about 7.5%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Moody's Corporation
Moody's Corporation has grown revenue from $3.60B to $7.72B over the last 10 fiscal years, compounding about 7.5% a year. The most recent year was up 8.9%, so growth is actually accelerating.
Net margin sits at 31.9%, up 2.9 points year over year on a 74.4% gross margin. It carries about $6.99B of total debt.
At today's valuation the market is pricing in roughly 14.2% annual free-cash-flow growth — versus the 4.7% it actually delivered over the last five years, so the price already assumes a step-up from the recent record.
Synthesised from Moody's Corporation's SEC filings — descriptive, not advice. Ask the analyst your own question →
Moody's Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.60B | $4.20B | $4.44B | $4.83B | $5.37B | $6.22B | $5.47B | $5.92B | $7.09B | $7.72B |
| Gross profit | — | $2.99B | $3.20B | $3.44B | $3.90B | $4.58B | $3.85B | $4.23B | $5.14B | $5.75B |
| Net income | $266.60M | $1.00B | $1.31B | $1.42B | $1.78B | $2.21B | $1.37B | $1.61B | $2.06B | $2.46B |
| Net margin | 7.4% | 23.8% | 29.5% | 29.4% | 33.1% | 35.6% | 25.1% | 27.2% | 29.0% | 31.9% |
Source: Moody's Corporation SEC filings (10-K). 19 years of history available in the interactive view.
Moody's Corporation: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into MCO stock?
At today's market cap of $82.85B, Moody's Corporation is priced for free-cash-flow growth of about 14.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $2.58B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 4.7%/yr over the last five fiscal years and revenue 7.5%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 19 years of Moody's Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Moody's Corporation financial history by metric
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About Moody's Corporation
Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Service (MIS). The MA segment develops a range of products and services that support the risk management activities of institutional participants in financial markets. This segment also offers credit research, credit models and analytics, economic data and models, and structured finance solutions; data sets on companies and securities; and cloud-based SaaS subscription solutions supporting banking, insurance, and know-your-customer workflows. The MIS segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, including corporate, financial institution, and governmental obligations, as well as structured finance securities. It also provides ratings, investment research, compliance and third-party risk, supplier risk, trade credit, business intelligence sales and marketing, financial and regulatory reporting, balance sheet management, capital management, credit portfolio management, and model risk and governance solutions; Maxsight, a unified risk platform; lending suite, origination, and monitoring solutions; and property, casualty, and sustainable insurance underwriting solutions. The company serves the financial, banking, insurance, corporate, public, and asset management sectors. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.
Moody's Corporation — frequently asked questions
What is Moody's Corporation's revenue?
Moody's Corporation (MCO) reported revenue of $7.72B for fiscal year 2025, up 8.9% from the prior year, according to its SEC filings.
Is Moody's Corporation profitable?
Yes. MCO earned net income of $2.46B in fiscal 2025, a net margin of 31.9%.
What is MCO's P/E ratio?
Moody's Corporation trades at a price-to-earnings ratio of about 30.4 based on the latest data in our nightly-refreshed cache.
How fast is Moody's Corporation growing?
MCO's revenue grew at roughly 7.5% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Moody's Corporation have?
As of fiscal year 2025, MCO carried roughly $6.99B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Moody's Corporation's gross margin?
MCO's gross margin was 74.4% in fiscal 2025 — gross profit of $5.75B on revenue of $7.72B.
What is Moody's Corporation's market cap?
Moody's Corporation (MCO) has a market capitalization of about $82.85B, based on the latest data in our nightly-refreshed cache.
When does Moody's Corporation's fiscal year end?
MCO's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into MCO stock?
At today's market cap of $82.85B, Moody's Corporation is priced for free-cash-flow growth of about 14.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $2.58B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 4.7%/yr over the last five fiscal years and revenue 7.5%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Moody's Corporation's official SEC filings (10-K and 10-Q), covering 19 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.