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Mastercard Incorporated (MA)
Financial Services · Credit Services · NYSE
Mastercard Incorporated revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $10.78B | $12.50B | $14.95B | $16.88B | $15.30B | $18.88B | $22.24B | $25.10B | $28.17B | $32.79B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $4.06B | $3.92B | $5.86B | $8.12B | $6.41B | $8.69B | $9.93B | $11.20B | $12.87B | $14.97B |
| Net margin | 37.7% | 31.3% | 39.2% | 48.1% | 41.9% | 46.0% | 44.7% | 44.6% | 45.7% | 45.6% |
Source: Mastercard Incorporated SEC filings (10-K). 19 years of history available in the interactive view.
What growth is priced into MA stock?
At today's market cap of $437.59B, Mastercard Incorporated is priced for free-cash-flow growth of about 11% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $17.16B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 20%/yr over the last five fiscal years and revenue 16.5%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 19 years of Mastercard Incorporated financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeMastercard Incorporated financial history by metric
About Mastercard Incorporated
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Mastercard Incorporated — frequently asked questions
What is Mastercard Incorporated's revenue?
Mastercard Incorporated (MA) reported revenue of $32.79B for fiscal year 2025, up 16.4% from the prior year, according to its SEC filings.
Is Mastercard Incorporated profitable?
Yes. MA earned net income of $14.97B in fiscal 2025, a net margin of 45.6%.
What is MA's P/E ratio?
Mastercard Incorporated trades at a price-to-earnings ratio of about 28.6 based on the latest data in our nightly-refreshed cache.
How fast is Mastercard Incorporated growing?
MA's revenue grew at roughly 16.5% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Mastercard Incorporated have?
As of fiscal year 2025, MA carried roughly $18.25B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Mastercard Incorporated's market cap?
Mastercard Incorporated (MA) has a market capitalization of about $437.59B, based on the latest data in our nightly-refreshed cache.
When does Mastercard Incorporated's fiscal year end?
MA's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into MA stock?
At today's market cap of $437.59B, Mastercard Incorporated is priced for free-cash-flow growth of about 11% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $17.16B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 20%/yr over the last five fiscal years and revenue 16.5%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Mastercard Incorporated's official SEC filings (10-K and 10-Q), covering 19 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.