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Jack Henry & Associates, Inc. (JKHY)
Technology · Information Technology Services · NasdaqGS
Jack Henry & Associates, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.35B | $1.43B | $1.54B | $1.55B | $1.70B | $1.76B | $1.94B | $2.08B | $2.22B | $2.38B |
| Gross profit | $581.00M | $612.08M | $683.47M | $629.66M | $688.60M | $694.83M | $814.27M | $858.64M | $916.07M | $1.01B |
| Net income | $248.87M | $229.56M | $365.03M | $271.88M | $296.67M | $311.47M | $362.92M | $366.65M | $381.82M | $455.75M |
| Net margin | 18.4% | 16.0% | 23.8% | 17.5% | 17.5% | 17.7% | 18.7% | 17.6% | 17.2% | 19.2% |
Source: Jack Henry & Associates, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into JKHY stock?
At today's market cap of $9.05B, Jack Henry & Associates, Inc. is priced for free-cash-flow growth of about 4.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $588.15M from the FY ending 2025-06-30). For comparison, free cash flow actually grew 5.2%/yr over the last five fiscal years and revenue 7%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Jack Henry & Associates, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Jack Henry & Associates, Inc. financial history by metric
About Jack Henry & Associates, Inc.
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
Jack Henry & Associates, Inc. — frequently asked questions
What is Jack Henry & Associates, Inc.'s revenue?
Jack Henry & Associates, Inc. (JKHY) reported revenue of $2.38B for fiscal year 2025, up 7.2% from the prior year, according to its SEC filings.
Is Jack Henry & Associates, Inc. profitable?
Yes. JKHY earned net income of $455.75M in fiscal 2025, a net margin of 19.2%.
What is JKHY's P/E ratio?
Jack Henry & Associates, Inc. trades at a price-to-earnings ratio of about 17.8 based on the latest data in our nightly-refreshed cache.
How fast is Jack Henry & Associates, Inc. growing?
JKHY's revenue grew at roughly 7.0% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Jack Henry & Associates, Inc. have?
As of fiscal year 2025, JKHY carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Jack Henry & Associates, Inc.'s gross margin?
JKHY's gross margin was 42.7% in fiscal 2025 — gross profit of $1.01B on revenue of $2.38B.
What is Jack Henry & Associates, Inc.'s market cap?
Jack Henry & Associates, Inc. (JKHY) has a market capitalization of about $9.05B, based on the latest data in our nightly-refreshed cache.
When does Jack Henry & Associates, Inc.'s fiscal year end?
JKHY's fiscal year ends in June. Its most recent annual filing covers the fiscal year ending 2025-06-30.
What growth is priced into JKHY stock?
At today's market cap of $9.05B, Jack Henry & Associates, Inc. is priced for free-cash-flow growth of about 4.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $588.15M from the FY ending 2025-06-30). For comparison, free cash flow actually grew 5.2%/yr over the last five fiscal years and revenue 7%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Jack Henry & Associates, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.