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Hanmi Financial Corporation (HAFC)
Financial Services · Banks - Regional · NasdaqGS
Hanmi Financial Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $271.85M | $255.45M | $234.36M | $270.17M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $56.49M | $54.66M | $57.87M | $32.79M | $42.20M | $98.68M | $101.39M | $80.04M | $62.20M | $76.09M |
| Net margin | — | — | — | — | — | — | 37.3% | 31.3% | 26.5% | 28.2% |
Source: Hanmi Financial Corporation SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into HAFC stock?
At today's market cap of $925.44M, Hanmi Financial Corporation is priced for free-cash-flow growth of about -13.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $203.70M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 29.6%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Hanmi Financial Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Hanmi Financial Corporation financial history by metric
About Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.
Hanmi Financial Corporation — frequently asked questions
What is Hanmi Financial Corporation's revenue?
Hanmi Financial Corporation (HAFC) reported revenue of $270.17M for fiscal year 2025, up 15.3% from the prior year, according to its SEC filings.
Is Hanmi Financial Corporation profitable?
Yes. HAFC earned net income of $76.09M in fiscal 2025, a net margin of 28.2%.
What is HAFC's P/E ratio?
Hanmi Financial Corporation trades at a price-to-earnings ratio of about 11.6 based on the latest data in our nightly-refreshed cache.
How much debt does Hanmi Financial Corporation have?
As of fiscal year 2025, HAFC carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Hanmi Financial Corporation's market cap?
Hanmi Financial Corporation (HAFC) has a market capitalization of about $925.44M, based on the latest data in our nightly-refreshed cache.
When does Hanmi Financial Corporation's fiscal year end?
HAFC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into HAFC stock?
At today's market cap of $925.44M, Hanmi Financial Corporation is priced for free-cash-flow growth of about -13.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $203.70M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 29.6%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Hanmi Financial Corporation's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.