stockportfolio.pro
First Financial Bankshares, Inc. (FFIN)
Financial Services · Banks - Regional · NasdaqGS
First Financial Bankshares, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $538.03M | $503.36M | $550.73M | $644.35M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $104.77M | $120.37M | $150.64M | $164.81M | $202.03M | $227.56M | $234.47M | $198.98M | $223.51M | $253.58M |
| Net margin | — | — | — | — | — | — | 43.6% | 39.5% | 40.6% | 39.4% |
Source: First Financial Bankshares, Inc. SEC filings (10-K). 18 years of history available in the interactive view.
What growth is priced into FFIN stock?
At today's market cap of $4.74B, First Financial Bankshares, Inc. is priced for free-cash-flow growth of about 5.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $286.01M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 8%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 18 years of First Financial Bankshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track FFIN in your portfolio →
First Financial Bankshares, Inc. financial history by metric
About First Financial Bankshares, Inc.
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
First Financial Bankshares, Inc. — frequently asked questions
What is First Financial Bankshares, Inc.'s revenue?
First Financial Bankshares, Inc. (FFIN) reported revenue of $644.35M for fiscal year 2025, up 17.0% from the prior year, according to its SEC filings.
Is First Financial Bankshares, Inc. profitable?
Yes. FFIN earned net income of $253.58M in fiscal 2025, a net margin of 39.4%.
What is FFIN's P/E ratio?
First Financial Bankshares, Inc. trades at a price-to-earnings ratio of about 18.0 based on the latest data in our nightly-refreshed cache.
How much debt does First Financial Bankshares, Inc. have?
As of fiscal year 2025, FFIN carried roughly $21.68M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is First Financial Bankshares, Inc.'s market cap?
First Financial Bankshares, Inc. (FFIN) has a market capitalization of about $4.74B, based on the latest data in our nightly-refreshed cache.
When does First Financial Bankshares, Inc.'s fiscal year end?
FFIN's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into FFIN stock?
At today's market cap of $4.74B, First Financial Bankshares, Inc. is priced for free-cash-flow growth of about 5.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $286.01M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 8%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from First Financial Bankshares, Inc.'s official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.