stockportfolio.pro
EZCORP, Inc. (EZPW)
Financial Services · Credit Services · NasdaqGS
EZCORP, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $730.50M | $747.95M | $812.16M | $847.23M | $822.78M | $729.55M | $886.23M | $1.05B | $1.16B | $1.27B |
| Gross profit | $428.23M | $435.51M | $481.55M | $494.45M | $449.20M | $449.49M | $528.15M | $609.84M | $682.27M | $746.07M |
| Net income | $-80.74M | $31.41M | $37.28M | $2.54M | $-68.46M | $8.61M | $50.16M | $38.50M | $83.10M | $109.61M |
| Net margin | -11.1% | 4.2% | 4.6% | 0.3% | -8.3% | 1.2% | 5.7% | 3.7% | 7.2% | 8.6% |
Source: EZCORP, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into EZPW stock?
At today's market cap of $1.76B, EZCORP, Inc. is priced for free-cash-flow growth of about 4.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $110.42M from the FY ending 2025-09-30). For comparison, free cash flow actually grew 40%/yr over the last five fiscal years and revenue 9.1%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of EZCORP, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track EZPW in your portfolio →
EZCORP, Inc. financial history by metric
About EZCORP, Inc.
EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
EZCORP, Inc. — frequently asked questions
What is EZCORP, Inc.'s revenue?
EZCORP, Inc. (EZPW) reported revenue of $1.27B for fiscal year 2025, up 9.7% from the prior year, according to its SEC filings.
Is EZCORP, Inc. profitable?
Yes. EZPW earned net income of $109.61M in fiscal 2025, a net margin of 8.6%.
What is EZPW's P/E ratio?
EZCORP, Inc. trades at a price-to-earnings ratio of about 15.5 based on the latest data in our nightly-refreshed cache.
How fast is EZCORP, Inc. growing?
EZPW's revenue grew at roughly 9.1% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does EZCORP, Inc. have?
As of fiscal year 2025, EZPW carried roughly $518.08M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is EZCORP, Inc.'s gross margin?
EZPW's gross margin was 58.5% in fiscal 2025 — gross profit of $746.07M on revenue of $1.27B.
What is EZCORP, Inc.'s market cap?
EZCORP, Inc. (EZPW) has a market capitalization of about $1.76B, based on the latest data in our nightly-refreshed cache.
When does EZCORP, Inc.'s fiscal year end?
EZPW's fiscal year ends in September. Its most recent annual filing covers the fiscal year ending 2025-09-30.
What growth is priced into EZPW stock?
At today's market cap of $1.76B, EZCORP, Inc. is priced for free-cash-flow growth of about 4.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $110.42M from the FY ending 2025-09-30). For comparison, free cash flow actually grew 40%/yr over the last five fiscal years and revenue 9.1%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from EZCORP, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.