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CVB Financial Corp. (CVBF)
Financial Services · Banks - Regional · NasdaqGS
CVB Financial Corp. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $555.50M | $549.50M | $503.96M | $515.57M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $101.43M | $104.41M | $152.00M | $207.83M | $177.16M | $212.52M | $235.43M | $221.44M | $200.72M | $209.30M |
| Net margin | — | — | — | — | — | — | 42.4% | 40.3% | 39.8% | 40.6% |
Source: CVB Financial Corp. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into CVBF stock?
At today's market cap of $3.68B, CVB Financial Corp. is priced for free-cash-flow growth of about 5.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $217.34M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 3.8%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of CVB Financial Corp. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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CVB Financial Corp. financial history by metric
About CVB Financial Corp.
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.
CVB Financial Corp. — frequently asked questions
What is CVB Financial Corp.'s revenue?
CVB Financial Corp. (CVBF) reported revenue of $515.57M for fiscal year 2025, up 2.3% from the prior year, according to its SEC filings.
Is CVB Financial Corp. profitable?
Yes. CVBF earned net income of $209.30M in fiscal 2025, a net margin of 40.6%.
What is CVBF's P/E ratio?
CVB Financial Corp. trades at a price-to-earnings ratio of about 13.6 based on the latest data in our nightly-refreshed cache.
How much debt does CVB Financial Corp. have?
As of fiscal year 2025, CVBF carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is CVB Financial Corp.'s market cap?
CVB Financial Corp. (CVBF) has a market capitalization of about $3.68B, based on the latest data in our nightly-refreshed cache.
When does CVB Financial Corp.'s fiscal year end?
CVBF's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into CVBF stock?
At today's market cap of $3.68B, CVB Financial Corp. is priced for free-cash-flow growth of about 5.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $217.34M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 3.8%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from CVB Financial Corp.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.