stockportfolio.pro
Customers Bancorp, Inc. (CUBI)
Financial Services · Banks - Regional · NYSE
Customers Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $55.96M | $43.24M | $46.72M | $40.19M | $0 | $624.90M | $689.02M | $655.96M | $751.93M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $78.70M | $78.84M | $71.69M | $79.33M | $132.58M | $314.65M | $218.40M | $235.45M | $166.43M | $209.18M |
| Net margin | — | 140.9% | 165.8% | 169.8% | 329.8% | — | 34.9% | 34.2% | 25.4% | 27.8% |
Source: Customers Bancorp, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into CUBI stock?
At today's market cap of $2.56B, Customers Bancorp, Inc. is priced for free-cash-flow growth of about -11.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $481.02M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 30.2%/yr over the last five fiscal years and revenue 79.6%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Customers Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track CUBI in your portfolio →
Customers Bancorp, Inc. financial history by metric
About Customers Bancorp, Inc.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Customers Bancorp, Inc. — frequently asked questions
What is Customers Bancorp, Inc.'s revenue?
Customers Bancorp, Inc. (CUBI) reported revenue of $751.93M for fiscal year 2025, up 14.6% from the prior year, according to its SEC filings.
Is Customers Bancorp, Inc. profitable?
Yes. CUBI earned net income of $209.18M in fiscal 2025, a net margin of 27.8%.
What is CUBI's P/E ratio?
Customers Bancorp, Inc. trades at a price-to-earnings ratio of about 9.5 based on the latest data in our nightly-refreshed cache.
How fast is Customers Bancorp, Inc. growing?
CUBI's revenue grew at roughly 79.6% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Customers Bancorp, Inc. have?
As of fiscal year 2025, CUBI carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Customers Bancorp, Inc.'s market cap?
Customers Bancorp, Inc. (CUBI) has a market capitalization of about $2.56B, based on the latest data in our nightly-refreshed cache.
When does Customers Bancorp, Inc.'s fiscal year end?
CUBI's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into CUBI stock?
At today's market cap of $2.56B, Customers Bancorp, Inc. is priced for free-cash-flow growth of about -11.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $481.02M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 30.2%/yr over the last five fiscal years and revenue 79.6%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Customers Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.