stockportfolio.pro
Capitol Federal Financial, Inc. (CFFN)
Financial Services · Banks - Regional · NasdaqGS
Capitol Federal Financial, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $15.05M | $15.64M | $16.60M | $14.80M | $16.50M | $215.42M | $174.44M | $167.31M | $201.04M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $83.49M | $84.14M | $98.93M | $94.24M | $64.54M | $76.08M | $84.45M | $-111.75M | $38.01M | $68.03M |
| Net margin | — | 558.9% | 632.7% | 567.7% | 436.1% | 461.1% | 39.2% | -64.1% | 22.7% | 33.8% |
Source: Capitol Federal Financial, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into CFFN stock?
At today's market cap of $1.00B, Capitol Federal Financial, Inc. is priced for free-cash-flow growth of about 7.8% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $49.84M from the FY ending 2025-09-30). For comparison, free cash flow actually grew -8.6%/yr over the last five fiscal years and revenue 68.5%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Capitol Federal Financial, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track CFFN in your portfolio →
Capitol Federal Financial, Inc. financial history by metric
About Capitol Federal Financial, Inc.
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.
Capitol Federal Financial, Inc. — frequently asked questions
What is Capitol Federal Financial, Inc.'s revenue?
Capitol Federal Financial, Inc. (CFFN) reported revenue of $201.04M for fiscal year 2025, up 20.2% from the prior year, according to its SEC filings.
Is Capitol Federal Financial, Inc. profitable?
Yes. CFFN earned net income of $68.03M in fiscal 2025, a net margin of 33.8%.
What is CFFN's P/E ratio?
Capitol Federal Financial, Inc. trades at a price-to-earnings ratio of about 13.4 based on the latest data in our nightly-refreshed cache.
How fast is Capitol Federal Financial, Inc. growing?
CFFN's revenue grew at roughly 68.5% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Capitol Federal Financial, Inc. have?
As of fiscal year 2025, CFFN carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Capitol Federal Financial, Inc.'s market cap?
Capitol Federal Financial, Inc. (CFFN) has a market capitalization of about $1.00B, based on the latest data in our nightly-refreshed cache.
When does Capitol Federal Financial, Inc.'s fiscal year end?
CFFN's fiscal year ends in September. Its most recent annual filing covers the fiscal year ending 2025-09-30.
What growth is priced into CFFN stock?
At today's market cap of $1.00B, Capitol Federal Financial, Inc. is priced for free-cash-flow growth of about 7.8% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $49.84M from the FY ending 2025-09-30). For comparison, free cash flow actually grew -8.6%/yr over the last five fiscal years and revenue 68.5%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Capitol Federal Financial, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.