Axos Financial, Inc. (AX)
Financial Services · Banks - Regional · NYSE
Axos Financial, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $8.83M | $27.63M | $26.82M | $31.33M | $720.52M | $903.61M | $1.18B | $1.26B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $119.29M | $134.74M | $152.41M | $155.13M | $183.44M | $215.71M | $240.72M | $307.17M | $450.01M | $432.91M |
| Net margin | — | — | 1725.5% | 561.5% | 684.0% | 688.4% | 33.4% | 34.0% | 38.0% | 34.4% |
Source: Axos Financial, Inc. SEC filings (10-K). 16 years of history available in the interactive view.
What growth is priced into AX stock?
At today's market cap of $5.01B, Axos Financial, Inc. is priced for free-cash-flow growth of about 0.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $436.12M from the FY ending 2025-06-30). For comparison, free cash flow actually grew 9.9%/yr over the last five fiscal years and revenue 115.9%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 16 years of Axos Financial, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeAxos Financial, Inc. financial history by metric
About Axos Financial, Inc.
Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Axos Financial, Inc. — frequently asked questions
What is Axos Financial, Inc.'s revenue?
Axos Financial, Inc. (AX) reported revenue of $1.26B for fiscal year 2025, up 6.3% from the prior year, according to its SEC filings.
Is Axos Financial, Inc. profitable?
Yes. AX earned net income of $432.91M in fiscal 2025, a net margin of 34.4%.
What is AX's P/E ratio?
Axos Financial, Inc. trades at a price-to-earnings ratio of about 10.7 based on the latest data in our nightly-refreshed cache.
How fast is Axos Financial, Inc. growing?
AX's revenue grew at roughly 115.9% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Axos Financial, Inc. have?
As of fiscal year 2025, AX carried roughly $312.67M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Axos Financial, Inc.'s market cap?
Axos Financial, Inc. (AX) has a market capitalization of about $5.01B, based on the latest data in our nightly-refreshed cache.
When does Axos Financial, Inc.'s fiscal year end?
AX's fiscal year ends in June. Its most recent annual filing covers the fiscal year ending 2025-06-30.
What growth is priced into AX stock?
At today's market cap of $5.01B, Axos Financial, Inc. is priced for free-cash-flow growth of about 0.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $436.12M from the FY ending 2025-06-30). For comparison, free cash flow actually grew 9.9%/yr over the last five fiscal years and revenue 115.9%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Axos Financial, Inc.'s official SEC filings (10-K and 10-Q), covering 16 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.