Arbor Realty Trust, Inc. (ABR) Stock Analysis
Real Estate · REIT - Mortgage · NYSE
Arbor Realty Trust, Inc. (ABR) posted $238.17M in revenue for fiscal 2025 (down 34.4% year over year), at a 45.1% net margin, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Arbor Realty Trust, Inc.
Arbor Realty Trust, Inc. has grown revenue from $0 to $238.17M over the last 10 fiscal years. The most recent year was down 34.4%.
Net margin sits at 45.1%, down 16.4 points year over year. It carries about $11.07B of total debt.
The one thing worth a second look in the filings is share count rising (dilution).
Synthesised from Arbor Realty Trust, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Arbor Realty Trust, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $390.78M | $427.99M | $363.26M | $238.17M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $62.48M | $97.51M | $148.05M | $155.24M | $196.16M | $377.81M | $284.83M | $330.06M | $223.27M | $107.43M |
| Net margin | — | — | — | — | — | — | 72.9% | 77.1% | 61.5% | 45.1% |
Source: Arbor Realty Trust, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
Arbor Realty Trust, Inc.: 3 potential red flags in the filings
Patterns in the filed statements worth a second look — computed and cited, not AI guesswork, and not a signal to sell. The kind of thing that hides in a 10-K.
- Share count rising (dilution)Shares outstanding grew 29.2% over 4 years (151.4M → 195.5M) — existing holders' stakes are being diluted.
- Heavy debt loadTotal debt of $11074.8M is 29.7× last year's operating cash flow — it would take years of cash flow to clear.
- Net margin shrinkingNet margin fell from 72.9% to 45.1% over ~3 years — profitability is compressing.
Explore 17 years of Arbor Realty Trust, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Arbor Realty Trust, Inc. financial history by metric
Compare Arbor Realty Trust, Inc. with peers
About Arbor Realty Trust, Inc.
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. The company invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. It also offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing products to borrowers looking to develop, acquire or refinance conventional, workforce and affordable single-family rental (SFR) housing; multifamily investors short-term floating-rate financing for new and construction-ready multifamily projects; and mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction. In addition, the company provides financing by making preferred equity investments in entities that directly or indirectly own real property that are subordinate to a first mortgage loan; and invest in structured transactions, which are primarily comprised of joint ventures formed to acquire, develop and/or sell real estate-related assets. Further, it underwrites, originates, sells, and services financing loans underwritten using similar guidelines of existing agency loans sold to the government-sponsored enterprises; and long-term permanent fixed rate loans on SFR properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York.
Arbor Realty Trust, Inc. — frequently asked questions
What is Arbor Realty Trust, Inc.'s revenue?
Arbor Realty Trust, Inc. (ABR) reported revenue of $238.17M for fiscal year 2025, down 34.4% from the prior year, according to its SEC filings.
Is Arbor Realty Trust, Inc. profitable?
Yes. ABR earned net income of $107.43M in fiscal 2025, a net margin of 45.1%.
What is ABR's P/E ratio?
Arbor Realty Trust, Inc. trades at a price-to-earnings ratio of about 13.1 based on the latest data in our nightly-refreshed cache.
How much debt does Arbor Realty Trust, Inc. have?
As of fiscal year 2025, ABR carried roughly $11.07B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Arbor Realty Trust, Inc.'s market cap?
Arbor Realty Trust, Inc. (ABR) has a market capitalization of about $1.09B, based on the latest data in our nightly-refreshed cache.
When does Arbor Realty Trust, Inc.'s fiscal year end?
ABR's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from Arbor Realty Trust, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.