Stocks / STEL vs THFF

Stellar Bancorp, Inc. (STEL) vs First Financial Corporation (THFF)

Stellar Bancorp, Inc. and First Financial Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

STEL is the larger company ($2.0B vs $0.9B). On the fundamentals, THFF earns a higher net margin (30.3% vs 24.3%); THFF has the stronger return on equity (12.2% vs 6.2%); THFF trades cheaper on earnings (10.8× vs 18.6×). Over the last five years, THFF returned 114.5% vs 54.7%. On the filings, STEL carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — STEL vs THFF, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Stellar Bancorp, Inc. (STEL)First Financial Corporation (THFF)
Market cap$2.0B$0.9B
Revenue (latest FY)$423.80M$261.84M
Net income (latest FY)$102.87M$79.21M
Revenue growth (5y CAGR)
Net margin24.3%30.3%
Return on equity6.2%12.2%
P/E ratio18.610.8
Dividend yield1.6%2.9%
Profitable years (of last 10)1010
Positive free cash flowYesYes

Performance — STEL vs THFF

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 Stellar Bancorp, Inc. (STEL)First Financial Corporation (THFF)
1-year return39.6%41.0%
3-year return77.9%155.4%
5-year return54.7%114.5%
10-year return178.6%
52-week range$26.30–$40.21$49.72–$74.92

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

Compare with another company:

See the full STEL vs THFF breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open STEL's full financials →   Open THFF's full financials →

More comparisons

Frequently asked questions

Which is bigger, STEL or THFF?

Stellar Bancorp, Inc. is larger by market capitalization — $2.0B versus $0.9B.

Which grows faster, STEL or THFF?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

Keep exploring

STEL fundamentals → · THFF fundamentals → · All 1,500+ companies → · Free screener →