OFG vs STEL: Which Stock Is the Better Buy?
OFG Bancorp and Stellar Bancorp, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.
AI verdict — OFG vs STEL, read from the filings
The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.
| OFG Bancorp (OFG) | Stellar Bancorp, Inc. (STEL) | |
|---|---|---|
| Market cap | $2.0B | $2.0B |
| Revenue (latest FY) | $731.44M | $423.80M |
| Net income (latest FY) | $205.10M | $102.87M |
| Revenue growth (5y CAGR) | — | — |
| Net margin | 28.0% | 24.3% |
| Return on equity | 14.8% | 6.2% |
| P/E ratio | 9.6 | 18.6 |
| Dividend yield | 2.8% | 1.6% |
| Profitable years (of last 10) | 10 | 10 |
| Positive free cash flow | Yes | Yes |
Verify the comparison
Use the filing period and source shown by each tool before treating two figures as comparable.
See the full OFG vs STEL breakdown
Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.
Open OFG's full financials → Open STEL's full financials →More comparisons
Frequently asked questions
Which is bigger, OFG or STEL?
OFG Bancorp is larger by market capitalization — $2.0B versus $2.0B.
Which grows faster, OFG or STEL?
Five-year growth data is not available for both companies.
Where does this data come from?
All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.