Stocks / OFG vs THFF

OFG Bancorp (OFG) vs First Financial Corporation (THFF)

OFG Bancorp and First Financial Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

OFG is the larger company ($2.0B vs $0.9B). On the fundamentals, THFF earns a higher net margin (30.3% vs 28.0%); OFG has the stronger return on equity (14.8% vs 12.2%); OFG trades cheaper on earnings (9.6× vs 10.8×). Over the last five years, OFG returned 139.2% vs 114.5%. On the filings, OFG carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — OFG vs THFF, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 OFG Bancorp (OFG)First Financial Corporation (THFF)
Market cap$2.0B$0.9B
Revenue (latest FY)$731.44M$261.84M
Net income (latest FY)$205.10M$79.21M
Revenue growth (5y CAGR)
Net margin28.0%30.3%
Return on equity14.8%12.2%
P/E ratio9.610.8
Dividend yield2.8%2.9%
Profitable years (of last 10)1010
Positive free cash flowYesYes

Performance — OFG vs THFF

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 OFG Bancorp (OFG)First Financial Corporation (THFF)
1-year return11.6%41.0%
3-year return93.4%155.4%
5-year return139.2%114.5%
10-year return604.2%178.6%
52-week range$35.71–$47.35$49.72–$74.92

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full OFG vs THFF breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open OFG's full financials →   Open THFF's full financials →

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Frequently asked questions

Which is bigger, OFG or THFF?

OFG Bancorp is larger by market capitalization — $2.0B versus $0.9B.

Which grows faster, OFG or THFF?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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