Stocks / PFSI vs SLM

PFSI vs SLM: Which Stock Is the Better Buy?

PennyMac Financial Services, Inc. and SLM Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

SLM is the larger company ($4.1B vs $4.1B). On the fundamentals, SLM earns a higher net margin (48.5% vs 11.3%); SLM has the stronger return on equity (29.7% vs 11.6%); SLM trades cheaper on earnings (6.0× vs 8.3×). On the filings, SLM carries fewer potential red flags (1 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — PFSI vs SLM, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 PennyMac Financial Services, Inc. (PFSI)SLM Corporation (SLM)
Market cap$4.1B$4.1B
Revenue (latest FY)$4.42B$1.50B
Net income (latest FY)$501.08M$729.12M
Revenue growth (5y CAGR)265.9%
Net margin11.3%48.5%
Return on equity11.6%29.7%
P/E ratio8.36.0
Dividend yield1.5%2.3%
Profitable years (of last 10)1010
Positive free cash flowNo

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full PFSI vs SLM breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open PFSI's full financials →   Open SLM's full financials →

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Frequently asked questions

Which is bigger, PFSI or SLM?

SLM Corporation is larger by market capitalization — $4.1B versus $4.1B.

Which grows faster, PFSI or SLM?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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PFSI fundamentals → · SLM fundamentals → · All 1,500+ companies → · Free screener →