Stocks / SLM vs UCB

SLM vs UCB: Which Stock Is the Better Buy?

SLM Corporation and United Community Banks, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

UCB is the larger company ($4.1B vs $4.1B). On the fundamentals, SLM earns a higher net margin (48.5% vs 29.8%); SLM has the stronger return on equity (29.7% vs 8.7%); SLM trades cheaper on earnings (6.0× vs 12.4×). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — SLM vs UCB, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 SLM Corporation (SLM)United Community Banks, Inc. (UCB)
Market cap$4.1B$4.1B
Revenue (latest FY)$1.50B$1.07B
Net income (latest FY)$729.12M$318.18M
Revenue growth (5y CAGR)13.1%
Net margin48.5%29.8%
Return on equity29.7%8.7%
P/E ratio6.012.4
Dividend yield2.3%3.0%
Profitable years (of last 10)1010
Positive free cash flowYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full SLM vs UCB breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open SLM's full financials →   Open UCB's full financials →

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Frequently asked questions

Which is bigger, SLM or UCB?

United Community Banks, Inc. is larger by market capitalization — $4.1B versus $4.1B.

Which grows faster, SLM or UCB?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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SLM fundamentals → · UCB fundamentals → · All 1,500+ companies → · Free screener →