PFSI vs SEZL: Which Stock Is the Better Buy?
PennyMac Financial Services, Inc. and Sezzle Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.
AI verdict — PFSI vs SEZL, read from the filings
The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.
| PennyMac Financial Services, Inc. (PFSI) | Sezzle Inc. (SEZL) | |
|---|---|---|
| Market cap | $4.1B | $4.1B |
| Revenue (latest FY) | $4.42B | $450.28M |
| Net income (latest FY) | $501.08M | $133.13M |
| Revenue growth (5y CAGR) | 265.9% | 50.3% |
| Net margin | 11.3% | 29.6% |
| Return on equity | 11.6% | 78.4% |
| P/E ratio | 8.3 | 23.5 |
| Dividend yield | 1.5% | — |
| Profitable years (of last 10) | 10 | 3 |
| Positive free cash flow | No | Yes |
Verify the comparison
Use the filing period and source shown by each tool before treating two figures as comparable.
See the full PFSI vs SEZL breakdown
Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.
Open PFSI's full financials → Open SEZL's full financials →More comparisons
Frequently asked questions
Which is bigger, PFSI or SEZL?
Sezzle Inc. is larger by market capitalization — $4.1B versus $4.1B.
Which grows faster, PFSI or SEZL?
Over the last five fiscal years, PennyMac Financial Services, Inc. grew revenue faster — 265.9%/yr versus 50.3%/yr, computed from SEC-filed statements.
Where does this data come from?
All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.