Stocks / KMPR vs STEL

Kemper Corporation (KMPR) vs Stellar Bancorp, Inc. (STEL)

Kemper Corporation and Stellar Bancorp, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

STEL is the larger company ($2.0B vs $1.5B). On the fundamentals, STEL earns a higher net margin (24.3% vs 3.0%); STEL has the stronger return on equity (6.2% vs 5.3%); STEL trades cheaper on earnings (18.6× vs 34.4×). Over the last five years, STEL returned 54.7% vs -62.0%. Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — KMPR vs STEL, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Kemper Corporation (KMPR)Stellar Bancorp, Inc. (STEL)
Market cap$1.5B$2.0B
Revenue (latest FY)$4.80B$423.80M
Net income (latest FY)$143.30M$102.87M
Revenue growth (5y CAGR)-1.6%
Net margin3.0%24.3%
Return on equity5.3%6.2%
P/E ratio34.418.6
Dividend yield5.3%1.6%
Profitable years (of last 10)710
Positive free cash flowYesYes

Performance — KMPR vs STEL

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 Kemper Corporation (KMPR)Stellar Bancorp, Inc. (STEL)
1-year return-60.3%39.6%
3-year return-44.5%77.9%
5-year return-62.0%54.7%
10-year return-1.4%
52-week range$22.69–$65.32$26.30–$40.21

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full KMPR vs STEL breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open KMPR's full financials →   Open STEL's full financials →

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Frequently asked questions

Which is bigger, KMPR or STEL?

Stellar Bancorp, Inc. is larger by market capitalization — $2.0B versus $1.5B.

Which grows faster, KMPR or STEL?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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