Stocks / KMPR vs OFG

Kemper Corporation (KMPR) vs OFG Bancorp (OFG)

Kemper Corporation and OFG Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

OFG is the larger company ($2.0B vs $1.5B). On the fundamentals, OFG earns a higher net margin (28.0% vs 3.0%); OFG has the stronger return on equity (14.8% vs 5.3%); OFG trades cheaper on earnings (9.6× vs 34.4×). Over the last five years, OFG returned 139.2% vs -62.0%. Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — KMPR vs OFG, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Kemper Corporation (KMPR)OFG Bancorp (OFG)
Market cap$1.5B$2.0B
Revenue (latest FY)$4.80B$731.44M
Net income (latest FY)$143.30M$205.10M
Revenue growth (5y CAGR)-1.6%
Net margin3.0%28.0%
Return on equity5.3%14.8%
P/E ratio34.49.6
Dividend yield5.3%2.8%
Profitable years (of last 10)710
Positive free cash flowYesYes

Performance — KMPR vs OFG

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 Kemper Corporation (KMPR)OFG Bancorp (OFG)
1-year return-60.3%11.6%
3-year return-44.5%93.4%
5-year return-62.0%139.2%
10-year return-1.4%604.2%
52-week range$22.69–$65.32$35.71–$47.35

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full KMPR vs OFG breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open KMPR's full financials →   Open OFG's full financials →

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Frequently asked questions

Which is bigger, KMPR or OFG?

OFG Bancorp is larger by market capitalization — $2.0B versus $1.5B.

Which grows faster, KMPR or OFG?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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