Stocks / FCF vs LC

FCF vs LC: Which Stock Is the Better Buy?

First Commonwealth Financial Corporation and LendingClub Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

LC is the larger company ($2.0B vs $2.0B). On the fundamentals, FCF earns a higher net margin (29.1% vs 13.6%); FCF has the stronger return on equity (9.8% vs 9.0%); LC trades cheaper on earnings (11.6× vs 12.8×). On the filings, FCF carries fewer potential red flags (1 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — FCF vs LC, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 First Commonwealth Financial Corporation (FCF)LendingClub Corporation (LC)
Market cap$2.0B$2.0B
Revenue (latest FY)$522.91M$998.85M
Net income (latest FY)$152.30M$135.68M
Revenue growth (5y CAGR)26.0%
Net margin29.1%13.6%
Return on equity9.8%9.0%
P/E ratio12.811.6
Dividend yield2.9%
Profitable years (of last 10)105
Positive free cash flowYesNo

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full FCF vs LC breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FCF's full financials →   Open LC's full financials →

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Frequently asked questions

Which is bigger, FCF or LC?

LendingClub Corporation is larger by market capitalization — $2.0B versus $2.0B.

Which grows faster, FCF or LC?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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FCF fundamentals → · LC fundamentals → · All 1,500+ companies → · Free screener →