Stocks / LC vs OFG

LC vs OFG: Which Stock Is the Better Buy?

LendingClub Corporation and OFG Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

LC is the larger company ($2.0B vs $2.0B). On the fundamentals, OFG earns a higher net margin (28.0% vs 13.6%); OFG has the stronger return on equity (14.8% vs 9.0%); OFG trades cheaper on earnings (9.6× vs 11.6×). On the filings, OFG carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — LC vs OFG, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 LendingClub Corporation (LC)OFG Bancorp (OFG)
Market cap$2.0B$2.0B
Revenue (latest FY)$998.85M$731.44M
Net income (latest FY)$135.68M$205.10M
Revenue growth (5y CAGR)26.0%
Net margin13.6%28.0%
Return on equity9.0%14.8%
P/E ratio11.69.6
Dividend yield2.8%
Profitable years (of last 10)510
Positive free cash flowNoYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full LC vs OFG breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open LC's full financials →   Open OFG's full financials →

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Frequently asked questions

Which is bigger, LC or OFG?

LendingClub Corporation is larger by market capitalization — $2.0B versus $2.0B.

Which grows faster, LC or OFG?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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LC fundamentals → · OFG fundamentals → · All 1,500+ companies → · Free screener →